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New York auto insurance fraud has been a problem for many years and some legislators were hoping for a new law to help this problem. One reform type was left out according to the article “NY Lawmakers Fell Short on Auto Insurance Fraud” by Rafe Lieber on MPNNow.com. This reform involved passage of the “Fraud Tax Bill” which would have helped lessen the amount of high level fraud throughout the state of New York.
The article points out that New Yorkers pay on average 53% more for auto insurance rates than the rest of the nation and this is partly due to the no-fault auto accident policy. Research shows that approximately $1 billion has been stolen from the state in the last five years because of organized auto insurance fraud groups that stage accidents and run up bills with the help of participating physicians. New York lawmakers did not pass the bill this year, but this doesn’t mean it won’t happen eventually.
There is a possibility that the New York legislature will get together again before the end of 2011 to discuss other options. Read full post…

Today more and more people than ever before have credit card debt problems are seeking for solutions that enable them to manage this debt in the easiest way that will allow them to be debt free in no time. There are financial companies that can help you with your debt, but they are not all alike. It depends on the age of your debt and the option that suits you best.

Management services debt are non-profit and their main goal is to help you get out of debt as quickly as possible. If you feel you will never have your credit card debt paid, but have minimum payments, you might consider a counseling program consumer credit. These programs can get you out of debt in about half the time to do the same minimum payment you have already been taken. Read full post…

In today’s economy everyone is looking to save money and what better way than to purchase a used car once it’s time for a new vehicle. With new cars depreciating so quickly after they are purchased, it makes sense to buy a car after the initial depreciation is no longer a factor. The government wants to help consumers by suggesting auto auctions as a choice.
The General Services Administration wants consumers to find their auctions rewarding and enjoyable. By becoming familiar with how these auctions work, you can find great success and get a great deal on a used car. Not only can you save money on the actual car, but used car insurance rates tend to be lower as well, so you should see savings in this respect as well.
The GSA website talks about what you should know before you attend an auction. GSA holds its public auctions through registered auctions throughout the nation. If you are interested in participating in such auctions, you can register at their website and obtain a bidder number at the auction house before the sale and there is not a registration fee. Read full post…

Industry expert and the Insurance Information Institute’s Senior Vice President, Steven Weisbert, gave a presentation last month which highlights the rise in car insurance quotes over the past three years. This disappointing information is detailed in the article “Report: Car Insurance Price Trends Are Out of Sync with Economy” by Ben Zitney found on OnlineAutoInsurance.com.

Weisbert believes the auto insurance market started struggling at the end of 2007 after four consecutive years of dropping car insurance rates. The national average costs on car insurance coverage has increased steadily for three years now which is directly affecting stuggling consumers in this down ecomony. The report shows an approximate increase of 12% from ’07 to ’10 and this is causing huge impacts on families.

The presentation “Mega-Trends Influencing the Future of Auto Insurance” by Weisbert was addressed back in October 2010 at the National Auto Insurance ExecuSummit in Connecticut. Read full post…

According to the Geisinger health plan website, Geisinger Health System has been named to the 2011 SDI IHN 100, which is a list of the most integrated healthcare networks in the US. Modern Healthcare Magazine recognizes the 100 top ranked health plans in their January issue and Geisinger makes the list.
Glenn Steele Jr, MD, PhD, President and CEO of Geisinger Health System says how gratifying it’s been to be recognized. He is proud of their high level of performance and integration for healthcare systems. It’s a testament to their ongoing efforts to increase quality of patient care over time. There are eight categories measured including integration, outpatient utilization, hospital utilization, integrated technology, financial stability, services & access, physicians and contract capabilities.
The rankings are completed by SDI Health LLC, which happens to be a nationally recognized healthcare consulting firm located in Plymouth Meeting, Pennsylvania. Read full post…

Geisinger Health Plan is a well respected institution that has received a lot of recognition over the years. They work hard to ensure they are ranked well and are very focused on quality performance. The National Committee for Quality Assurance (NCQA), which is an independent agency dedicated to measuring the quality of America’s health care, consistently rates Geisinger high on various reports.
Geisinger was rated number one in the country for beta-blocker treatment and scored in the top 10 for engagement of alcohol and other drug treatment according to their website. They also scored in the top 10 for children receiving immunizations, following up with mental illness, and counseling children about physical activity.
NCQA also rated Geisinger number one in the country for monitoring digoxin used for heart conditions as well as number one for monitoring diuretics used for heart conditions. They scored in the top 10 nationally for teens receiving annual well visits between the ages of 12 and 21 in 2009. Read full post…

The Columbus auto insurance company, Safe Auto, recently opened up a 20,000 square foot call center in Somerset, Kentucky which is south of Lexington. Safe Auto is expanding the call center to support future growth and had construction under way since November. They now have doubled the size of the call center operation according to the article “Safe Auto Opens Larger KY Call Center” from Business First found on bizjournals.com.
This customer service center in Somerset went from employing 48 people to 83 with the opening of the new facility. The center was designed to accommodate up to 250 employees which tells you the kind of growth Safe Auto is looking to have. This family owned business sells auto insurance in 16 states throughout the nation with its headquarters out of Columbus, Ohio. The company is doing well as they expand their customer service departments to meet customer need.

We all know the importance of maintaining a healthy weight, eating plenty of fruits and vegetables and exercising regularly. Staying healthy not only improves our quality of life but it can save you money on your health insurance. Individual health insurance rates can fluctuate based on many factors, one of which being your previous health history and current habits that may be considered unhealthy.
If you smoke or drink heavily you could end up paying higher health insurance premiums. Pre-existing conditions and prescriptions drugs may cause higher quotes. Age, gender and where you live also can play into how expensive your premiums are. While some of these factors are out of your control, there are things you can do to help lower your chances of having high health insurance costs.
Living a healthy lifestyle may not warrant you lower health insurance quotes immediately but over time you may be able to eliminate some prescription pills, lower your BMI, and lower how many times you need to visit your doctor. Read full post…